Application procedure

  • One has to be member of the Association (NAGRAT).
  • Must be a regular Fund Dues and NAGRAT Dues paying member.
  • The person must at least contribute six (6) months to the Fund Loan Scheme.
  • Collect an IPPD form from the nearest Regional Secretariat to be filled.
  • Download the Nagrat fund loan application form from here or pick it up from the nearest Regional Secretariat to be filled.
  • Ensure the form is endorsed by the Headmaster for second cycle School and by the Municipal Accountant/District Director for basic schools on the IPPD form.
  • Ensure the guarantor is a NAGRAT member.
  • Affix a passport picture.
  • Submit original payslip/a photocopy of the payslip.
  • Photocopy national ID/NAGRAT ID card
  • Finally, forward the filled form to Regional Office